Transparent by design
Know exactly
what you pay.
No hidden fees. No surprises. Rhome adds two simple costs on top of your standard homeownership expenses, and both are designed to protect you.
Simple fees
Three costs. That's it.
Asset Management
$95
per member / month
Covers Rhome's governance, co-owner default protection, expense management, concierge coordination, and trust administration.
Repair Reserve
~1%
of home value / year
Split among all co-owners. Covers repairs not included in your homeowner's insurance, like leaky faucets, broken appliances, routine fixes.
Swap Fee
$500
per swap
Charged when you relocate within the Rhome network. Waived if you're the last person to complete a swap chain.
Calculator
See how the numbers work
Adjust the inputs to compare renting, buying solo, and co-owning with Rhome.
$400K
$1,800
6.5%
3 people
4%
5 years
Renting
$1,800
per month
Upfront cost$3,600
Total paid (5yr)$114,677
Equity built$0
No equity component
Buying Solo
$2,556
per month
Down payment (20%)$80,000
P&I + Tax + Ins$2,556
Exit cost (~8%)$38,933
Locked to one location
Recommended
Rhome
$1,159
per month (your share)
Your down payment$8,667
PITI + mgmt$1,159
5-year equity$39,666
$28,887 appreciation + $8,364 principal
FAQ
Pricing questions
The fee covers Rhome's governance and operational management: co-owner default protection, automated expense splitting, concierge repair coordination, and trust administration. It does not include your mortgage, taxes, or insurance.
The repair reserve is 1% of the home's purchase price per year, divided by 12 months, divided by the number of co-owners. For a $400,000 home with 3 co-owners, that's approximately $111/month per person.
The $500 swap fee is waived if you are the last person to complete a swap chain. At any given time, you can check the swap marketplace for fee-free relocation opportunities.
Your share is based on the square footage of your private bedroom plus any premium amenities (private bathroom, balcony). This percentage determines both your down payment contribution and your monthly cost split.
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